Life, Health and Income Protection Cover
Adequate life insurance and family protection comes before anything else. A wealth management plan can only be successfully implemented when protection policies are in place so that you are fully covered in the event that your income stops – however that may be caused.
From protecting a mortgage debt to providing a lump sum to pay for an inheritance tax liability, there is a vast range of life insurance policies available, including those that pay out at the onset of a critical illness.
Income Protection
Loss of earnings through disability can be best addressed through an Income Protection policy and we seek to structure the correct level of such cover to protect you and your family.
"Unfortunately, tragedy can hit anyone. When my wife died, one source of comfort was the policies we’d both established with Baigrie Davies a few years before. The proceeds ensure that our two young children are properly cared for and that they can attend the kind of schools we both wanted for them. Baigrie Davies structured our policies so that funds were immediately available with no delay and no tax. It’s been a considerable reassurance."
Dr Nick Richards, MD FRCP, Consultant Nephrologist
